For firms completing ACCA's AML annual return

The two documents ACCA's AML return asks for, written for your practice.

ACCA's 2026/27 AML annual return asks firms to upload their firm-wide risk assessment and their AML policies and procedures. We write both from about 20 minutes of questions about your practice with your facts to hand, and give you a sheet of your answers in ACCA's own bands to copy into the return. You check everything and you file the return yourself.

£149 + VAT a year. Verify's client checks are £39 + VAT a month if you want them too.

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What ACCA's 2026/27 return now asks for

The return is ACCA's own form; these are the parts the pack is built around.

Two uploads

"Please upload the firm's current firm-wide risk assessment" and "Please upload the firm's current AML policy and procedures document", up to five files each.

Questions about controls

Whether a proliferation financing risk assessment is documented, whether a written report on the effectiveness of the firm's AML systems and controls has been produced, whether the MLRO has completed formal AML training in the past two years, and whether staff have a formal process to report suspicion to the MLRO.

Banded numbers

Client numbers, sectors, overseas links, suspicious activity reports and more, each answered in ACCA's own bands.

Source: ACCA, 2026/27 Anti-Money Laundering (AML) Annual Return — UK (ACCA's published form, PDF). Uploads are on pages 19–20; the controls questions on pages 16–19.

How the pack works

You answer about 20 minutes of questions (with your facts to hand) about your services, your clients, where they are, how you onboard and monitor them, and what you already have in place.
We write the two documents from your answers. The firm-wide risk assessment has its own proliferation financing section. Where a control is not in place yet, the document says so and gives you the action; it never claims something you do not do.
You get a one-page sheet with your answers to the return's banded questions, ready to copy across, so the documents and the return say the same thing.
You check everything and file the return yourself in ACCA's own portal. We do not file it for you.

Why written for your practice, not filled in

An experienced AML inspector “can identify within seconds indicators of weak compliance, including over-reliance on generic wording, outdated references and a failure to tailor the documents to the firm's particular circumstances.” David Winch, MLRO Support, in AccountingWEB, 14 October 2026

That is why the pack starts from your answers rather than a blank template, and why the same answers feed the documents and the sheet.

Not sure ACCA supervises your firm?

ACCA's FAQs say a firm is supervised by ACCA for AML when one or more ACCA practising certificate holders have combined majority control (more than 50%) of the firm, and that ACCA automatically supervises sole practitioners holding an ACCA practising certificate. If you are unsure, ACCA's AML supervisory team can tell you. This page is for firms that file ACCA's return.

Source: ACCA AML Annual Return FAQs, 2025 edition, pages 2–3.

Not ACCA-supervised? The pack also lays your answers out for ICAEW, AAT and HMRC-supervised firms. See the AML return pack for all four supervisors →

What it costs

£149 + VAT a year, for the AML return pack

You can buy it on its own. PracticeGuard Verify's client checks are £39 + VAT a month, with a free first month, if you want them too.

See it on your own practice.

The interview is free. The approved PDF pack is £149 + VAT a year, bought on its own.

Start the AML return pack